PERSONAL · THE BOWERS AGENCY
An extra layer of protection above everything else.
Umbrella coverage extends your liability limits once your home or auto policy is maxed out.
WHAT’S COVERED
Umbrella Insurance at a glance.
We compare top carriers to build a policy that covers what matters — not just the minimum required.
Liability coverage that sits above your home and auto limits
Protection against lawsuits and large claims
Coverage for incidents your primary policies exclude
Broader personal liability protection
Coverage that follows you, not just your property
Cost-effective way to raise your overall protection ceiling
KNOW BEFORE YOU BUY
What Florida & Georgia clients need to know.
A single serious accident or lawsuit can exceed standard policy limits fast. Umbrella coverage is often the most cost-effective protection you can add relative to what it actually covers.
WHO IT’S FOR
Is this coverage right for you?
Homeowners, landlords, and anyone with meaningful assets who wants protection beyond standard policy limits.
RELATED COVERAGE
Often paired with umbrella insurance.
Personal
Home Insurance
Rebuilding cost, wind and liability protection for your Northeast Florida home.
PersonalHome InsuranceRebuilding cost, wind and liability protection for your Northeast Florida home.Learn more →
Personal
Auto Insurance
Coverage that follows your life — commutes, road trips, and everything between.
PersonalAuto InsuranceCoverage that follows your life — commutes, road trips, and everything between.Learn more →
Business
Business Insurance
Liability, property, and equipment coverage sized to how you actually operate.
BusinessBusiness InsuranceLiability, property, and equipment coverage sized to how you actually operate.Learn more →
Get your umbrella insurance quote today.
Tell us a little about what you need. A local advisor will reach out — usually the same day — with options built around you.