PERSONAL · THE BOWERS AGENCY
Coverage for what your HOA policy doesn’t.
Your association covers the building’s exterior — you’re responsible for everything inside your unit.
WHAT’S COVERED
Condo Insurance at a glance.
We compare top carriers to build a policy that covers what matters — not just the minimum required.
Interior structure coverage — walls, floors, fixtures
Personal property protection
Loss assessment coverage for shared HOA claims
Liability protection
Loss of use if your unit is uninhabitable
Coordination with your HOA’s master policy
KNOW BEFORE YOU BUY
What Florida & Georgia clients need to know.
Condo coverage gaps are one of the most common insurance mistakes we see — assuming the HOA policy covers everything. We review your association’s master policy to make sure your individual coverage fills the actual gaps.
WHO IT’S FOR
Is this coverage right for you?
Any condo owner who wants to know exactly where the HOA coverage ends and theirs begins.
RELATED COVERAGE
Often paired with condo insurance.
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Landlord Insurance
Protect a rental property, lost rental income, and landlord liability.
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Umbrella Insurance
Extra liability protection layered on top of your home and auto policies.
PersonalUmbrella InsuranceExtra liability protection layered on top of your home and auto policies.Learn more →
Get your condo insurance quote today.
Tell us a little about what you need. A local advisor will reach out — usually the same day — with options built around you.